FAQ

Any citizen of a country outside the EU, EEA and Switzerland can apply — including investors from the United States, United Kingdom, Canada, South Africa, India, Israel and the Gulf states. Since Brexit, UK citizens are eligible too.

Your residence permit is renewed as long as you maintain the qualifying investment and meet the minimum-stay requirement — an average of just 7 days per year in Portugal. Government fees are charged per person at each application and renewal, and every family member holds their own card.

To estimate the full cost of the programme for your family, use our cost calculator.

The core requirements apply to every applicant, whichever investment route you choose:

• Maintain the qualifying investment for at least 5 years;
• Transfer the full investment amount from an overseas account to a Portuguese bank account;
• Enter Portugal legally, with valid authorisation to stay;
• No deportation history with immigration authorities;
• A clean criminal record;
• Spend 7 days in Portugal during the first year;
• Spend 14 days in the country in each following 2-year period.

Most of our clients invest from abroad, so we document every step of the process. Before you commit a single euro, Finbek prepares a detailed dossier on each eligible fund:

• the fund manager’s track record, strategy and underlying assets,
• all fees, subscription costs and the distribution schedule,
• target returns and the planned exit terms,
• how the fund is supervised and audited.

Eligible funds are regulated by the CMVM (Portugal’s securities regulator), independently audited, and your units are registered in your own name with a depositary bank — they never sit on anyone else’s balance sheet.

One application covers your whole family: your spouse or partner, children under 18, dependent adult children in full-time education, and dependent parents.

Yes. After five years as a legal resident you can apply for permanent residence or citizenship for yourself and your family. You will need a basic (A2) Portuguese language certificate and a clean criminal record. Portugal allows dual citizenship, so you keep your current passport.

We offer private consultations so that clients around the world can understand the programme in depth long before their first visit to Portugal — first-hand, with no obligation.

To discuss the eligible investment options and get answers specific to your situation, book a free private consultation here.

The total cost depends on how many family members apply for residency with you. For an exact figure — including government fees, legal costs and all associated services — use the cost calculator on this site.

No. The Golden Visa was designed for investors who do not want to relocate. An average of 7 days a year in Portugal keeps your residency valid, and holding the visa does not by itself make you a Portuguese tax resident. If you later choose to move, that door stays open — but it is never an obligation.

Yes. Your Portuguese residence card gives you visa-free travel across the entire Schengen area — 29 European countries. Once you obtain citizenship, you hold one of the world’s strongest passports, with visa-free access to 190+ destinations.

Investment funds typically return your capital after 5–10 years, depending on the fund’s term — safely beyond the 5-year holding period required for citizenship. Many funds also target annual returns of 3–10% during the holding period.